David Toaff
A series of impressive accomplishments mark David Toaff's trajectory in mortgage banking. As a Senior Loan Officer and Sales Manager, he has shown exceptional skill and consistency, maintaining a position in the top 1% of loan officers across the United States from 2016 to 2023. His notable success was recognized with his inclusion in the Top 500 Loan Officers list in the United States for 2017 and 2018, according to the Scotsman Guide. Further testament to his exceptional capabilities was his receipt of the Elite 8 Award from First Home Mortgage from 2018 through 2021. Such achievements have allowed him to be a part of the prestigious Leaders Club for an impressive span from 2016 to 2023.
David also harbors a deep passion for breakdancing, a hobby that began at 14 years old upon witnessing street performances outside Penn Station in New York City. For him, breakdancing transcends being a mere pastime; it is a joyful and social form of creative expression, embodying a sense of freedom and spontaneity.
His commitment to philanthropy is equally profound. Since 2014, he has been a dedicated supporter of the Beit Elazraki Children's Orphanage in Israel. His philanthropic efforts expanded to include backing for the Wounded Warriors starting in 2016 and Magen David Adom from 2017. His generosity also led him to volunteer with The Salvation Army in Washington, DC, in 2019, and he lent his support to Manna Food Bank in 2023. His empathy and compassion for others were evident early on, as he began helping homeless individuals at the age of 16, displaying a natural inclination towards helping those in need.
In April, Toaff is set to celebrate his 11th anniversary with First Home Mortgage, marking a significant period of unwavering commitment to the organization. His passion for sharing knowledge and helping others is further exemplified in his involvement in the upcoming Homebuyer Seminar alongside Realtor Terinee Bonds, scheduled for March 27 and April 10 at Keller Williams in Hyattsville, MD. This event highlights his dedication to educating and empowering others.
David Shlomo Toaff's life is a remarkable synthesis of professional achievement, artistic enthusiasm, and committed service to the community. His journey is an inspiring tale of successfully navigating the demands of a challenging career, engaging deeply in a personal passion, and dedicating himself to social causes with a profound sense of commitment and generosity.
The Toaff Team of First Home Mortgage is proud to be a true equal housing lending team since 2013. We offer down payment & closing cost assistance programs in DC, MD, VA, PA & GA. These programs are primarily for first-time homebuyers, but throughout MD, we can offer assistance for those who aren't first-timers as well. Of particular significance are $15,000 grants for first responders, up to $25,000 in grant money in Montgomery County, MD and over $100,000 in assistance available in Washington, DC. Another very interesting perk available is to first-time homebuyers in N. VA is the SPARC program, which allows for a 1% reduction in interest rate, with no additional cost to secure the below-market terms! This can be combined with either a 2% grant or 3% assistance loan, allowing for either 1% down or zero-down financing.
We also have a zero-down, no mortgage insurance product available, down to a 620 credit score. The program is more affordable than and can be closed faster than a similar program from Navy Federal Credit Union. Not to mention, our team is available 7 days a week and can be reached on evenings too.
We'd love to hear from you, if you'd like more information on our various assistance programs or the myriad of other options as well. Please contact us at [email protected] to set up a secure consultation today!
David Toaff - NMLS ID: 1065782
First Home Mortgage Corp
610-348-3772